Pay with HeyPay

Make quick and easy payments to friends & businesses without visiting ATM or a Bank Branch to withdraw cash.
Now available on Play Store!

Download

Amazing Features

Beyond paying & requesting money from friends, HeyPay allows interaction and commerce with small,medium and large scale businesses like restaurants, shops, and taxi drivers

Merchant & Business payment• Pay merchant payments easily and securely by scanning a QRCode or entering the merchant's phone number.
Offline paymentPay Friends or Businesses offline without internet connection.
High level SecurityHigh level security achieve by combination of encryption and PIN

How it works

Go to any merchant that is registered on HeyPay

Scan the merchant QR-code or Type the merchant/receiver phone number to begin payment

Type in any amount you wish to pay

Tap the pay button after typing the amount to finish payment

Payment is done and you get a receipt on your phone

The merchant/reciever gets an SMS notification of the payment

Video presentation

Users feedbacks

Paying for food has never been this easy... Thanks HeyPay

Adewale - User

Save me lot of time going to queue at ATMs, you guys should expand to more shops.

Emmanuel - User

I really like this app it's the perfect solution to my problem

Timilehin - User

Download the app

"we are making your payment easy and secure"
Now available on Play Store!

Download now

Privacy Policy & Terms and condition

    
    Eligibility:
    By accepting these Terms & Conditions or by otherwise using the Services or the Site, You represent that You are at least 13 years of age and have not been previously suspended or removed from the Services. You represent and warrant that you have the right, authority, and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. You shall not impersonate any person or entity, or falsely state or otherwise misrepresent identity, age or affiliation with any person or entity

    Account Registration:
    In order to use this service, you must open an account with HEYPAY. Our registration process will ask you for information including your name and other personal information. You must provide accurate and complete information in response to our questions. You must also keep the information that you provide up-to-date.
    
    What we own:
    All material and services available on the Site, its affiliates, subsidiaries, employees, agents, licensors or other commercial partners including, but not limited to, software, all informational text, software documentation, design of and "look and feel," layout, photographs, graphics, audio, video, messages, interactive and instant messaging, design and functions, files, documents, images, or other materials, whether publicly posted or privately transmitted as well as all derivative works thereof (collectively, the "Materials"), are owned by us or other parties that have licensed their material or provided services to us, and maybe legally privileged.
    
    What we offer: 
    Payment Services
        We are a mobile payments infrastructure services provider and acts as such by creating, hosting, maintaining and providing our services to you via the Internet and mobile. Our services allow you to transact with anyone with a Wallet Account and anywhere available to receive payments.
        We do not have any control over, and are not responsible or liable for, the products or services that are paid for with our Service. Hence we cannot ensure that a buyer or a Seller you are dealing with will actually complete the transaction or the quality of the product or service that you may have paid for.
    
    LIMITATION OF LIABILITY: 
        TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL HEYPAY BE LIABLE FOR ANY DIRECT, SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, BUSINESS OR GOODWILL, ON ANY THEORY OF LIABILITY, WHETHER ARISING UNDER TORT (INCLUDING NEGLIGENCE), CONTRACT OR OTHERWISE, WHETHER OR NOT HEYPAY HAS BEEN ADVISED OR IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF HEYPAY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR RELATING TO THE USE OF OR INABILITY TO USE THE SITE OR RELATED TO THESE TERMS EXCEED ANY COMPENSATION YOU PAY, IF ANY, TO HEYPAY FOR ACCESS TO OR USE OF THE SITE.

    Indemnification:
        You agree to defend, indemnify and hold harmless HEYPAY, its independent contractors, service providers and consultants, and their respective directors, officers, employees and agents, from and against any claims, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys' fees) arising out of or related to (a) any actual or alleged breach by you of these Terms or any other HEYPAY agreement, policy or guideline; (b) any actual or alleged violation of applicable law, rules, or regulations of any jurisdiction or of any payment card association, network or company; (c) your wrongful or improper use of the Site; (d) any Submission submitted by you; or (e) your violation of the rights of any third party.
   
    Wallet Charges & Validity:
            You shall pay the Service Charges prescribed by HEYPAY in the form and manner prescribed for such payment. HEYPAY may at its discretion, change, amend, increase, or reduce the Service Charges without prior intimation to the Customer.
            Any value in your Wallet that is utilized towards making payments for any Transaction shall be automatically debited from your Wallet. 
            HEYPAY’s responsibility is limited to the debiting of your Wallet and the subsequent payment to any Merchant Establishment that you might transact with.
            HEYPAY does not endorse, promote, champion or warrant any goods and/or services that might be bought/availed or proposed to be bought/availed using Wallet.
            HEYPAY reserves the right to levy charges/ charge commission upon any amounts loaded upon your Wallet or any amounts spent/utilized by you using Wallet.
     N:B:
        This charge is on the total amount being deducted and not on the amount being transferred   HEYPAY reserves the right to set off any balance in your Wallet in order to recover funds for transactions processed as per your request.
    
    Business Accounts:
    We recommend business accounts for merchants and organizations that primarily sell goods, services or accept donations, even if your business is not incorporated. By opening up a business account, you certify to us that you are using it primarily for a business or commercial purpose and also consent to HEYPAY submitting your personal and business information to a reporting agency whenever we reasonably believe there may be an increased level of risk associated with your business account.
    
    Choosing a Username:
    You must choose a reasonably descriptive user name that clearly identifies you or your business (Business Name). This name will appear on the payer’s account statement. If a transaction dispute results from your failure to use a reasonably descriptive user name, you agree to indemnify HEYPAY for any costs incurred from such dispute.</p>
    
    Verification and Inspection:
    HEYPAY may request additional information from you at any time. We may also require a government issued identification such as a passport or driver’s license, or a business license. HEYPAY may also ask for permission to inspect your business location. If you refuse any of these requests, your account may be terminated. We reserve the right to suspend or terminate an account of any user who provides inaccurate, untrue, or incomplete information required under this Agreement.
    
    Modification of Terms and conditions of Service:
        HEYPAY may at any time modify the terms and conditions ("Terms") of the Service by posting an updated version on our website, the revised version will be effective at the time we post it. If the revised version includes a Substantial Change, we will provide you with a prior notice.
        You can access the latest version of the Terms at any given time. You should regularly \review the Terms. However, if you continue to use the service you agree to accept and abide by the modified Terms. Your use of a Site after any amendment to the Terms of Use shall constitute your acceptance of these terms and you also agree to be bound by any such changes/revisions.
    
        You are responsible for maintaining adequate security and confidentiality of your passwords, personal identification numbers (PINs), or any other account identifier that you use to access your Wallet account and services. You are responsible for keeping your mailing address, email address and other contact information up-to-date in your profile.

        **Privacy Policy**

Hey Technologies built the HeyPay app as a Commercial app. This SERVICE is provided by Hey Technologies and is intended for use as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at HeyPay unless otherwise defined in this Privacy Policy.

**Information Collection and Use**

For a better experience, while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to contact list. The information that we request will be retained by us and used as described in this privacy policy.

The app does use third party services that may collect information used to identify you.

Link to privacy policy of third party service providers used by the app

*   [Google Play Services](https://www.google.com/policies/privacy/)
*   [Google Analytics for Firebase](https://firebase.google.com/policies/analytics)
*   [Firebase Crashlytics](https://firebase.google.com/support/privacy/)

**Log Data**

We want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

**Cookies**

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

**Service Providers**

We may employ third-party companies and individuals due to the following reasons:

*   To facilitate our Service;
*   To provide the Service on our behalf;
*   To perform Service-related services; or
*   To assist us in analyzing how our Service is used.

We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

**Security**

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

**Links to Other Sites**

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

**Children’s Privacy**

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13\. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

**Changes to This Privacy Policy**

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.